Automobile and Transport Blog

Several states have banned the use of cell phones while driving due to reports that using a cell phone while driving may be linked to an increased risk of motor vehicle accidents.

In the United States, six states have completed banned cell phone use while driving, and 19 states have banned texting and driving in effort to reduce the number of car accidents related to distracted driving. The AAA Foundation for Traffic Safety reported that more than 20 percent of drivers admitted texting while driving. The Foundation is committed to banning texting and driving in all 50 states as part of a larger project to reduce the number of auto accidents nationwide.

One type of insurance fraud that has been steadily increasing is accident benefit fraud. Auto accident fraud is when one makes a claim to collect money from insurance companies for Motor Vehicle Collisions they did not receive, or repairs that did not take place. Auto accident fraud costs insurers billions of dollars each year. As well as being illegal and costing insurance providers so much money, consumers also pay a big price when people commit accident benefit fraud.

Reasons that people commit accident insurance fraud can include: some people think that because they paid so much in to their insurance premiums they deserve compensation. Others think accident benefit fraud is a quick way to make a buck, and others feel that because insurance companies are so rich, they can afford to pay a claim.